‘Years on, I’ve realised that… I’ve been hoodwinked’published at 16:04 BST
Kevin Peachey
Cost of living correspondent

Michael Waller, from Bexley, bought two cars on finance a decade or more ago.
“I bought them basically for my job, which was as a salesman. I went all over the country doing tens of thousands of miles in both of them,” he tells the BBC.
“Years on I’ve realised that, in both cases, I’ve been hoodwinked.”
He no longer had the paperwork, so made a claim through Courmacs Legal – a law firm representing more than a million drivers.
Michael Waller argued that the principle, rather than the money, meant he wanted to take his case through the courts rather than using the Financial Conduct Authority scheme.
